Get access to low-interest, collateral-free loans to expand your small business or handle personal problems.
All you need is your Smartphone and the Kredete app.
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Turning your dreams into reality with our user -focused personal loans. Your trusted financial ally, providing empowerment for moments that matters
Get the funds you need fast , within 5 minutes of submitting your loan application. Access up to
in loans. Secure the financial support you need
Choose a repayment plan that suits you. Pause or extend your loans at your convenience. Build positive payment history.
When you pay back your loan on time, you are building your credibility and hence would be eligible for higher amounts and lower interest rate.
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When you pay back your loan on time and in full, you are building your credibility and hence increasing your chance at better loan offer in the future.
Download the Kredete app and create your account online with your email address and complete the verification.
Choose a Kajaly loan from the marketplace or search for it. Fill in how much you need and get your loan approved.
Once your loan is approved, it will be disbursed to your account within 5 minutes.
Having financial troubles? Need to cater for an emergency? Or you simply need more funds to expand your finances and build wealth. Never be left stranded, Create an account, get a loan in minutes
Easily apply for a loan, from the Kredete app, get it in minutes
Access loans without collateral to settle your expenses.
Your loan duration determines your interest rate
You get a clear breakdown of your loan. How much you need to pay back, the number of months and interest rate
Kajaly is a financial app that provides access to credit for Africans with flexible repayment options
Download the Kredete App
Create an account and fill in all required informationApply for a loan
Receive the funds into your bank account
Download the Kredete App
The whole process can be completed in 5 mins. Once your application has been completed , your information will be reviewed within minutes. If approved, funds would be received within 5 minutes of the application being completed
You can borrow up to NGN 3,000,000. This is determined by an analysis of your banking history and some other factor . More reason why you need to provide correct details
Your BVN is requested to verify your ownership of the account information supplied and create a virtual account for the disbursal of your loan.
No document is required - our process is truly paperless. All you need is just a mobile phone, internet connection and the Kredete app.
Yes, you can pause your loan repayment for up to a month with no interest accrued during that period
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